by 손찾사 손해사정사님 · 38 개월전조회수 2669
<div class="se-component se-text se-l-default" id="SE-f037f56e-1149-456e-8e02-52ffdc7327e6" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-8b65a80a-ee34-42b2-9dd0-532182a9c822" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-61b23f86-0035-459e-aa05-ecc6247d8f83" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">손찾사에 올라오는 질문 중 많은 부분을 차지하는 질문이 있습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-d356a2d7-6f22-43a0-bd6c-4690e1a2ab00" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-e5e68bb9-579d-422a-aa69-a1cff49d02e7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">"손해사정사가 필요한가요? 손해사정사는 무슨 일을 하는 것인가요? 손해사정사를 위임하고 싶은데, 가능한가요? 교통사고가 났는데, 합의금을 얼마를 받아야 하나요?"등등인데요. </span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-3b71f7e6-5d2b-4f08-a9b5-4b3b14f82743" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-b9fb7575-ab8a-44e7-aa97-106fb37afa7c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">과연 어떤 건은 손해사정이 필요하고, 어떤 건은 필요 없는지 알아보는 시간을 가지도록 하겠습니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-926703bb-7c76-46cb-9059-dd240087217c" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-normal" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; max-width: 660px;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-926703bb-7c76-46cb-9059-dd240087217c", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMjkx/MDAxNjM0MjY3NjI5Njc3.5YPrfi-EkoqTFVs7YhgJwBNPUqzVlR_k9pKvUpHaUmMg.e_iHUhaem2AhnEsNu-CoalmQtQQgVp30mbqykJQs-MMg.JPEG.sonsp2020/20771321.jpg", "originalWidth" : "3000", "originalHeight" : "3000", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMjkx/MDAxNjM0MjY3NjI5Njc3.5YPrfi-EkoqTFVs7YhgJwBNPUqzVlR_k9pKvUpHaUmMg.e_iHUhaem2AhnEsNu-CoalmQtQQgVp30mbqykJQs-MMg.JPEG.sonsp2020/20771321.jpg?type=w966" data-lazy-src="" data-width="660" data-height="660" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 660px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-b3ef1d68-3974-495a-8eee-39cf2a099e93" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-a1bef15d-2295-4555-b724-09e7814f693d" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-b8b0fd9a-43bd-4168-8484-e0beb46f7b8c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">우선 모든 보험금 청구 건에 대하여 손해사정을 의뢰하거나, 상담을 받을 필요는 없습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-ff5e3d1f-5891-43e1-aa2b-466ff1c42d45" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-cdba209b-4981-4d79-b9c8-2a35206a77d7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">그 이유는 보험회사에 서류만 제출해도 지급되는 건들이 있기 때문입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-ee56d117-6f88-4bf5-82fd-3fb365d83636" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-5042075a-e6e4-4077-94bd-7324d4870588" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">주로 소액이거나, 실손의료비들이며, 그 외에도 입원일당, 종수술비 등등이 대표적입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-e1c6be10-ed14-4d0c-bb60-e84fc2662167" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-d5f40661-1dd0-4349-9dd0-34d62307bda5" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">그러나 서류만 제출해도 지급되는 청구건이라도 과다 청구로 보이거나, 보험금 면책사유(고지의무 등)에 해당된다고 판단될 경우, 그 외 고액의 보험금(암 진단금, 후유장해보험금) 등은 보험회사에서 현장조사를 하고, 면밀하게 보험금을 심사합니다. 대표적인 것을 살펴보겠습니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-6e089206-129d-4fbb-8e6b-3a95c53b51b9" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-extend" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-6e089206-129d-4fbb-8e6b-3a95c53b51b9", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMTA1/MDAxNjM0MjY3NzEzMTU4.PSPqmqCFvGc0XP7nlL1W5hILuI5ollJNzbeolWhBT1Ig.I2G4XWP7ch7qC1hyYiDTffQedI1KnkkTB0LzHHerFrkg.JPEG.sonsp2020/21030717.jpg", "originalWidth" : "2292", "originalHeight" : "2292", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMTA1/MDAxNjM0MjY3NzEzMTU4.PSPqmqCFvGc0XP7nlL1W5hILuI5ollJNzbeolWhBT1Ig.I2G4XWP7ch7qC1hyYiDTffQedI1KnkkTB0LzHHerFrkg.JPEG.sonsp2020/21030717.jpg?type=w966" data-lazy-src="" data-width="886" data-height="885" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 966px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-b938a057-c32e-4c0a-a479-6e841831a397" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-31e386e3-6f19-4c31-b761-0d8733b2c964" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-f83e9dba-b45c-4a85-9886-c66affd439b6" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">1. 후유장해 보험금 </span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-7584d574-3799-483d-ab60-5243ccae73d3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-94d08d0c-2505-437f-b7d7-9efbb2d10ed7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">우선 휴유장해 보험금은 청구 자체부터 손해사정이 필요한 경우가 대부분입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-65287fe6-2546-4c90-a7e2-15a7e2ffebdf" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-7a5facf4-99b1-47d7-a572-3b554694654f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">후유장해가 발생되는 것인지? 발생된다면 어떻게 청구를 해야 되는지 알 수가 없는 경우가 대부분입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-6a9c40e4-2006-4eeb-8737-b9e7948f6a52" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-a8ec5e1f-0574-4aa5-9318-a27ad9c4c369" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">또한 후유장해를 청구하였다고 하더라도, 가입한 보험에 해당 약관에 맞는 후유장해가 청구되지 않는 경우도 있으며, 아예 후유장해보험금이 무엇인지도 모르는 경우도 있습니다. </span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-6a391f17-6e39-4107-9391-da647a5aa4ee" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-d4ea054f-76bf-4f2e-8277-91aab30a16ed" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">그 외에 50% 이상의 후유장해나 80% 이상의 고도 후유장해, 질병후유장해 등등도 마찬가지인데요.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-2ece1624-d8c1-4e64-99d5-2cdb137d5c1c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-25ae9b1c-675d-47c0-a5a0-ba224bfb3c35" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;"> 후유장해보험금의 청구 시에는 대부분 손해사정이 필요합니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-29de3112-c419-4a97-8708-eab13b2b5177" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-8cc8c7bc-47fd-4b8f-87dd-e73aff60b548" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;"> 다만 절단 등으로 명확한 후유장해의 경우에는 특별히 손해사정이 필요 없는 경우가 있습니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-db7f9ffa-e470-4744-9dc3-ee781e89e5f1" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-extend" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-db7f9ffa-e470-4744-9dc3-ee781e89e5f1", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMjgx/MDAxNjM0MjY3OTY5NzE2.ZvCsN2oLSgz_HPtDWrz35m318yjrC_KiooIUYb_tE4wg._CwFTj8xTMXkw3Xoi_bjMDdh3DmLkuPnZdeb0BBnbxgg.JPEG.sonsp2020/20692286.jpg", "originalWidth" : "5614", "originalHeight" : "3743", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMjgx/MDAxNjM0MjY3OTY5NzE2.ZvCsN2oLSgz_HPtDWrz35m318yjrC_KiooIUYb_tE4wg._CwFTj8xTMXkw3Xoi_bjMDdh3DmLkuPnZdeb0BBnbxgg.JPEG.sonsp2020/20692286.jpg?type=w966" data-lazy-src="" data-width="886" data-height="590" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 966px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-c77bc2ad-333a-467d-b315-3c4fbda83f8a" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-001241f0-80ff-4fb5-bdd7-68f051137b19" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-2db8a181-8f65-4102-a22f-0266779abedd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">2. 사망 보험금</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-107168a8-da92-4333-bf0b-09b82772722b" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-37b1149a-fcc3-4264-af67-294f036007c8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">일반적으로 사망보험금은 고액의 보험금입니다. 따라서 사고조사가 필연적으로 이루어지며,</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-234bd2a8-46c3-4f6a-bc87-593eec1615c4" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-c6a64df1-bd89-4f5f-9cc9-74ca7b43bc54" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">그 외에도 사망의 원인이 불분명하거나, 상해사고로 치료 중이었다가 사망한 경우, 실효된 보험으로 인한 보험이 효력이 없는 경우 등등의 사유로 손해사정이 필요하게 됩니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-9c0a5d72-518d-4b99-a49a-aaf182c34ee7" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-fit" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-9c0a5d72-518d-4b99-a49a-aaf182c34ee7", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMTk4/MDAxNjM0MjY4MDk3MTI5.0tI8JImq5mPLnbycZ-35goeuYMDcmRoctJecGaqe5tAg.HdaDZEv5onIQXJVZtXq_1dZeB5s37fbFBjAAr-mvBwUg.JPEG.sonsp2020/21046680.jpg", "originalWidth" : "5000", "originalHeight" : "5000", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMTk4/MDAxNjM0MjY4MDk3MTI5.0tI8JImq5mPLnbycZ-35goeuYMDcmRoctJecGaqe5tAg.HdaDZEv5onIQXJVZtXq_1dZeB5s37fbFBjAAr-mvBwUg.JPEG.sonsp2020/21046680.jpg?type=w966" data-lazy-src="" data-width="886" data-height="886" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 886px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-820219a5-8b6b-4f13-ba23-178489730b70" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-97529075-9b89-4d13-80a2-4f5457490094" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-c1a84346-58af-4467-bdc2-b48e21b2f007" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">3. 암 진단금</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-1dbf63e9-e996-48a3-8cfd-fa08c9463c27" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-41eb98d3-5919-4955-b318-67d40d9716e8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">암 진단금도 사망보험금과 마찬가지로 일반적으로 고액의 보험금(소액 암 제외)입니다. 또한 경계성 종양, 상피내암 등등의 소액 암과 일반 암, 고액 암으로 분류하여, 자칫 잘못된 청구를 하였다가 암 진단금을 못 받거나 일반암 인정이 되지 않아, 소액암 진단금만 받는 경우가 있습니다. 또한 원발암은 소액암이나 전이가 된 경우, 방광암이나 내분비종양, 점막내암, 경계성종양 등 많은 분쟁이 있는 부분입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-9103ad3f-28fd-40b5-bc58-ce8bf3db38d0" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-c0cf52d2-a527-463d-8481-520e52ddf6a9" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">때문에 손해사정의 도움을 받아야 될 경우가 많이 있을 수 있습니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-ccb3b3de-9052-462f-8b10-88112c6b1603" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-fit" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-ccb3b3de-9052-462f-8b10-88112c6b1603", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfNTQg/MDAxNjM0MjY4MTIyMzA1.Urv3jX19scVNmCkm5BH8a-w28oyc8pY9duSElVw70GMg.GjGxz90Yrg-09qSjuA5CyeygIwuQr_MDAdvdzbUPWAUg.JPEG.sonsp2020/20939374.jpg", "originalWidth" : "4000", "originalHeight" : "4000", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfNTQg/MDAxNjM0MjY4MTIyMzA1.Urv3jX19scVNmCkm5BH8a-w28oyc8pY9duSElVw70GMg.GjGxz90Yrg-09qSjuA5CyeygIwuQr_MDAdvdzbUPWAUg.JPEG.sonsp2020/20939374.jpg?type=w966" data-lazy-src="" data-width="886" data-height="886" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 886px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-1537a5a4-3753-4e9e-a5f7-f6a95612cbe6" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-7bf229d2-b02c-4c34-84c6-a96405448a98" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-aeee691e-3076-4f8a-98c1-cf9a30af41bd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">4. 뇌혈관, 심장질환 진단금</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-a98f195e-8df6-4c0a-a084-97c26ef75935" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-72335dc3-7b72-40c1-b7e7-d890169a3eef" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">열공성 뇌경색(I63.9), 뇌경색, 경동맥협착, 뇌출혈 등등도 진단금에 대한 분쟁이 많은 경우입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-796420f0-d17e-4019-ba01-27e50d4ef905" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-f7e28dde-bd6a-4a76-a6af-e3547222c00d" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">급성심근경색이나, 협심증 진단, 관련 질병으로 사망하였으나 </span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-7bb52034-5250-40c7-9cc8-a94f0f798483" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-66ed3e3d-6ba0-4465-8d83-932b6434053e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">인정되지 않는 등의 문제로 손해사정이 필요한 경우가 있습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-d9ae3fd0-fa7a-4a76-bd1f-a43705fdb057" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-e480b7ce-69cd-43c5-89b1-241856d4e19e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;"></span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-2437f8ea-78d5-41d0-a3c4-19fc91f021d8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-e7f3ba7e-9046-42c6-b27f-339fdc735bab" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">5. 기타 의무 및 가입사항, 면책통보</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-9f85e452-58e3-4cf0-8135-97e0741badb5" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-f312d6fc-c9b2-49b3-aa9b-9b8562bd7d4c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">고지의무위반, 통지의무위반, 실효된 보험, 이륜차부담보, 직업급수 등등의 문제로 보험금이 지급되지 않아 분쟁이 발생하기도 합니다. 그 외에 보험회사에서 보상되어야 함에도 불구하고, 면책 통보를 받았거나 </span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-8e852918-910f-4bd9-a1b5-d06b477aef86" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-ea5aeb03-f1f9-4678-9d6b-141856060a13" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">분쟁이 있는 경우에도 손해사정이 필요할 수 있습니다.</span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-f4b37640-d80a-498d-999c-1f40d2e60fa6" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-fit" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-f4b37640-d80a-498d-999c-1f40d2e60fa6", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMjk5/MDAxNjM0MjY4MjU5Mzk3.5IrfybiWk0lSZgfWrpwlvEuCANrhReD_owbBzDXIphgg.2LrKFem56Z3eFRiowhlBCZppSEs9pMDIrJAGU-JJsXwg.JPEG.sonsp2020/20573965_(1).jpg", "originalWidth" : "5760", "originalHeight" : "3840", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMjk5/MDAxNjM0MjY4MjU5Mzk3.5IrfybiWk0lSZgfWrpwlvEuCANrhReD_owbBzDXIphgg.2LrKFem56Z3eFRiowhlBCZppSEs9pMDIrJAGU-JJsXwg.JPEG.sonsp2020/20573965_(1).jpg?type=w966" data-lazy-src="" data-width="886" data-height="590" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 886px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-7597405c-9461-4402-95ad-bbc1fae0160e" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-1d836b02-3d76-4862-98d2-b0cc2e459eb8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-0a18c411-9335-4756-a8d1-d07adc032289" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">6. 교통사고의 경우</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-24d66bbf-f97a-4b10-9e9d-fc174745b6a7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-aef7e6ec-9610-4a9f-aaf1-7cff268d13b4" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">교통사고의 경우에는 일반적으로 경상환자(염좌진단을 받은 경우)는 손해사정이 필요 없습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-5645c93c-dc81-4103-8320-64ad2a06846c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-6a411144-e9f6-47ed-84e0-31e12fc7539a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">손해사정을 통한다고 하더라도 의미가 없으며, 실익이 존재하지 않기 때문입니다. 다만, 중상이거나 사망사고, 그 외 과실이나 임금, 후유장해 등등의 분쟁이 있는 경우는 손해사정이 필요한 경우입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-c54660f3-44e0-4e12-8489-7be9f5e96a44" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-456b5623-2427-4c6a-befa-158368b89fff" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;"></span></p></div></div></div></div><div class="se-component se-image se-l-default" id="SE-f67f1dca-9313-474e-8401-984eda90754b" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content se-component-content-fit" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-image se-l-default se-section-align-center" style="margin: 0px auto; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-image" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block; text-align: left;"><a class="se-module-image-link __se_image_link __se_link" data-linktype="img" data-linkdata="{"id" : "SE-f67f1dca-9313-474e-8401-984eda90754b", "src" : "https://postfiles.pstatic.net/MjAyMTEwMTVfMTU0/MDAxNjM0MjY4Mjg2MDUz.m82c0mFM3K4GjcmeHEuMiPmzyD6QGsFomUwdb_gg5fUg.Gmc236OpQcTZSvHUBFBzPvhyzEJxr2IqxiRxfPTeFXAg.JPEG.sonsp2020/20993097.jpg", "originalWidth" : "5760", "originalHeight" : "3840", "linkUse" : "false", "link" : ""}" area-hidden="true" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; position: relative; display: block;"><img src="https://postfiles.pstatic.net/MjAyMTEwMTVfMTU0/MDAxNjM0MjY4Mjg2MDUz.m82c0mFM3K4GjcmeHEuMiPmzyD6QGsFomUwdb_gg5fUg.Gmc236OpQcTZSvHUBFBzPvhyzEJxr2IqxiRxfPTeFXAg.JPEG.sonsp2020/20993097.jpg?type=w966" data-lazy-src="" data-width="886" data-height="590" alt="" class="se-image-resource egjs-visible e-rte-image e-imginline" style="border: 0px; margin: 0px; padding: 0px; font: inherit; vertical-align: top; position: relative; width: 886px;"></a></div></div></div></div><div class="se-component se-text se-l-default" id="SE-645f3cf4-2334-4903-a568-af5da798a7db" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: medium; line-height: inherit; font-family: se-nanumgothic, "\\B098눔고딕", nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(85, 122, 116); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-d4b84671-fe50-4fa0-9892-4d800f8c272c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-ecd23efe-0baf-48af-a781-baa26c1f1706" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">오늘은 손해사정이 필요한 경우를 살펴보았습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-fba3000e-06c0-4311-a352-e045a682f544" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-1463ab23-97da-49f9-9b2c-bf3894819aca" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">위에 나열한 것 이외에도 손해사정이 필요한 경우가 많이 있습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-2bdbf3bb-9942-4037-b8bf-e946d4de9e2c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-280ed0fc-8a04-47f7-828e-41a41860548e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">당연히 지급되는 것들이나 아주 소액건의 경우에는 손해사정이 특별히 필요하지 않습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-e67d6f79-5eef-496a-b889-94dd6703e560" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: left;"><span class="se-fs-fs19 se-ff-nanummaruburi " id="SE-4bf2d730-11a2-4f90-ad5d-662afc54a0df" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanummaruburi, "\\B9C8루부리", nanummaruburi, sans-serif, Meiryo; vertical-align: baseline;">따라서 위와 같은 사고가 발생할 경우, 손찾사를 통하여 손해사정사에게 손해사정을 받으시길 권해드립니다.</span></p></div></div></div></div>
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