교통사고
저는 과실이 없는데도, 보상담당자는 7대3이라고 해요. 억울해요.

by 심상연 손해사정사님 · 2 개월전조회수 54

<p><br></p><p style="margin-top:0cm;margin-right:0cm;margin-bottom:8.0pt;margin-left:0cm;text-align:justify;line-height:107%;font-size:10.0pt;font-family:&quot;맑은 고딕&quot;;"><span style="font-size:10.5pt;line-height:107%;color:#222222;background:white;">귀하가</span><span style="font-size:10.5pt; line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">가입한</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">보험사</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">자차</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> (</span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">또는</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">과실담당자</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">)</span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">에게</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">과실비율</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">불인</span><span lang="EN-US" style="font-size:10.5pt;line-height: 107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;">. </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">분쟁조정신청절차</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">(</span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">이를</span><span lang="EN-US" style="font-size:10.5pt;line-height: 107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;">, </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">손해보험협회</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">구상금</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">분쟁조정신청이라고</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">합니다</span><span lang="EN-US" style="font-size:10.5pt; line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222;background:white;">.)</span><span style="font-size:10.5pt;line-height: 107%; color:#222222;background:white;">를</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">진행해</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">달라고</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">하시어</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">객관적</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> 2</span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">차</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">검수는</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">받으실</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">수</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">있습니다</span><span lang="EN-US" style="font-size:10.5pt; line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222;background:white;">. </span><span style="font-size:10.5pt;line-height: 107%; color:#222222;background:white;">물론</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">, </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">결론은</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">귀하가</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">바라고</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">원하는</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">바대로</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">되지</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">않을</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">수</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">있습니다</span><span lang="EN-US" style="font-size:10.5pt; line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222;background:white;">. </span><span style="font-size:10.5pt;line-height: 107%; color:#222222;background:white;">결국</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">, </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">과실의</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">확정은</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">내가</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">인정하지</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">못하겠다고</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">주장할</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">경우</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">마지막</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">단계는</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">소송입니다</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">. </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">저라면</span><span lang="EN-US" style="font-size:10.5pt; line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222;background:white;">, </span><span style="font-size:10.5pt;line-height: 107%; color:#222222;background:white;">사건</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">심도와</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">크기를</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">보았을때</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">소송까지는</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">아닌거</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">같습니다</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">. </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">절차적</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">정당성상</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> 2</span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">차</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">검수는</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">해</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">보실</span><span style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;"> </span><span style="font-size:10.5pt;line-height:107%;color:#222222; background:white;">수</span><span style="font-size:10.5pt;line-height:107%; font-family:&quot;Noto Sans CJK KR&quot;,serif;color:#222222; background:white;"> </span><span style="font-size:10.5pt;line-height:107%; color:#222222;background:white;">있겠습니다</span><span lang="EN-US" style="font-size:10.5pt;line-height:107%;font-family:&quot;Noto Sans CJK KR&quot;,serif; color:#222222;background:white;">.</span></p>

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    심상연 손해사정사
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