by 손찾사 손해사정사님 · 36 개월전조회수 1024
<p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">안녕하세요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">손찾사입니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">오늘은 척추 압박골절에 관해서</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">사례를 통해 알아보겠습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">김찾사씨는 화물차를 운행하는 일을 하고 있었습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">오늘도 공장에서 화물을 싣고</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">서울로 배달을 가기 위해 차량에 화물을 적재하고 있었습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">화물을 적재하고 있던 중</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">공장의 직원이 크레인 조작을 실수하여</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">김찾사씨의 척추 부위를</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">크레인으로 충격하는 사고가 발생되었습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">김찾사씨의 보상은 어떻게 되는 것일까요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">?</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">우선 진단서부터 보겠습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">해당 진단서를 보면 주 상병에 </span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">L1</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">의 골절</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">즉 요추의 골절이 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">부상을 보면 요추의 염좌 와 긴장이 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보통 접촉사고가 나면</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">해당 진단명을 자주 보실 수 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">영상 자료</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">(MRI)</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">를 보겠습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">MRI</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">를 보면 척추 부위에 골절이 확인이 됩니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">다른 척추체와는 다르게 척추 부위가 압박되어 눌러져 있는 모습을 볼 수 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">그럼 김찾사씨의 경우</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">어떻게 보상받을 수 있을까요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">?</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">사고는 한 가지라도</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보상은 다방면으로 면밀히 검토해 보아야 합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;"></span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">1. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차보험</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차 손해배상보장법을 보시면 </span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">"</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차를 운행으로</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">........... </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">손해배상을 보장하는 제도</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">"</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">라고 되어있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">운행이란 </span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">"</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">사람 또는 물건의 운송 여부와 관계없이 자동차를 그 용법에 따라 사용하거나 관</span></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">리하는 것을 말한다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">"</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">라고 되어있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">즉 운행으로 인한 자동차 사고 시에는 자동차보험이 가능하다는 뜻입니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">따라서 화물차에 짐을 싣는 것은 운행에 해당됩니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">그러므로 해당 사고는 자동차보험은 가능합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">다만 가해자</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">(</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">배상의무자</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">)</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">가 존재하기 때문에</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차보험을 처리할 필요는 없겠죠</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">?</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">김찾사의 경우는 아니지만</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차보험을 잘 살펴보시면 동료 재해 면책조항이 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차보험의 면책사유에 대해서는 다음에 다시 알아보겠습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">2. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산업재해보상보험</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">김찾사씨는 근무 중에 동료</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">(</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">가해자</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">)</span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">의 업무 수행 중 발생된 사고이므로</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산업재해보상보험도 가능합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">당연히 업무 수행 중이었으므로</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">가능합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">3. </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">크레인 보험</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">자동차보험처럼 크레인도 보험이 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">해당 사고는 크레인으로 인한 사고이므로 크레인 보험도 가능합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">결과적으로 김찾사씨는 산업재해보상보험을 처리하였고</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">,</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산업재해보상보험에서 보상하지 않는 항목과 초과되는 손해는 타 보험을 통해서 처리하였습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보상하지 않는 항목과 초과되는 손해 등은 산재사고와 근재 보험 편을 보시면 됩니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">여기서 상식하나</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">!</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보통 회사에서 근무 중 사고가 발생하였을 경우</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산재보험처리가 되면</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보상이 끝난 줄 아시는 경우가 많습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">구체적인 사고나 제반 사항에 따라 달라지지만</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산재보험이 끝난 후에도 보상받을 것이 있을 수 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">궁금하신 분들은 블로그 글 중 산재사고와 근재 보험 편을 보시면 됩니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;"></span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">상식 둘</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">!</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산재보험처리는 회사에서 승낙을 해주어야 처리가 가능한 걸로 알고 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산재보험은 강제보험이며</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">그 주된 취지가 근로자의 보호입니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">산재보험은 회사나 사업주의 승낙이 없이</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">근로복지공단에 최초요양 신청서를 통해 신청하시면 됩니</span></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;"></span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">그리고 김찾사씨는 개인적으로 상해후유 장해를 가입하고 있었는데요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">손찾사를 통해 손해사정사에게 의뢰하여</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">후유장해보험금도 무사히 지급받을 수 있었습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <span style="text-align: inherit;"> </span></p><p class="0"><o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">후유 장해의 경우</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">,</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">혼자서 처리하기가 상당히 어렵습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">가입하고 있는 보험에 따라</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">가입 기간에 따라</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">장해 방식에 따라 달라지게 되므로</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">,</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">손해사정사의 도움을 받으시는 게 좋습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">후유 장해 진단서를 보면 기왕증 부위가 있습니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">척추 압박골절의 경우 기왕증 이외에도 골밀도 검사도 시행하는데요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">사고가 발생되면</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">이리저리 고려할 사항이 한두 가지가 압니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">또한 산재처리가 되었다고</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">, </span><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보상이 끝이 아닌 것도 아셔야 합니다</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">.</span><span style="text-align: inherit;"> </span></p><p class="0"><o:p></o:p></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">따라서 보험사고 발생 시에는 손해사정사의 도움을 받으세요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">!</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">보험금이 궁금하면</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">손찾사와</span></p><p class="0"> <!--[if !supportEmptyParas]--> <!--[endif]--> <o:p></o:p></p><p class="0"><span style="font-family:함초롬바탕;mso-fareast-font-family:함초롬바탕;">함께하세요</span><span lang="EN-US" style="mso-fareast-font-family:함초롬바탕;mso-font-width:100%;letter-spacing:0pt;mso-text-raise:0pt;">!</span></p>
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