교통사고
동료가 운전하는 차량에 탑승중 발생한 교통사고 실제손해사정사례

by 최원현 손해사정사님 · 3 개월전조회수 104

<div class="se-component se-text se-l-default" id="SE-1202fbbf-5eab-4747-b7c8-5de16de0376a" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 12px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(138, 131, 126); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align- " id="SE-bcecfb9e-a0e7-45ae-869b-277f63042bf7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs- se-ff- " id="SE-2b0a9f48-3f73-4c9e-889d-080d05f1c21e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMjA2/MDAxNjIxMzE3NTMwNjIz.terqbBcraRxWHQVeFObGSzEfr9RIbAgXhFJt1axwibog.44u0YTDdFRnP61Sl-y5IkK7lPaZRtEJh-Bxk72qIksEg.JPEG.kari2003/%EC%A0%9C%EB%AA%A9%EC%9D%84-%EC%9E%85%EB%A0%A5%ED%95%B4%EC%A3%BC%EC%84%B8%EC%9A%94.-001.jpg?type=w966" class="e-rte-image e-imginline e-resize e-rte-drag-image" style="" width="350" height="350"> 안녕하세요. 상산손해사정 대표 최원현입니다. 오늘 소개해드릴 내용은 회사차량을 이용하여 동료가 운행하는 차량에 동승중 발생한 교통사고에 대해 포스팅을 하도록 하겠습니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-45f11aef-0b07-4bd7-a953-273f8d4922da" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs- se-ff- " id="SE-4ca531fb-d4e0-496a-9982-3a0ccf3c0f7a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-c0caa7a1-5629-4b1f-a5eb-180e1c801801" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs- se-ff- " id="SE-b410dadf-d531-4da0-9145-c6483f5ebe98" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">많은분들이 회사차량을 이용하여 업무를 하는데요. 회사차량을 이용중 사고가 발생을 하면 첫번째 업무중 사고에 해당되므로 산재처리를 받아야 합니다. 업무중 교통사고가 발생했을 경우 왜 산재처리를 해야되는지는 아래에서 다시 설명을 드리도록 하겠습니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-c0caa7a1-5629-4b1f-a5eb-180e1c801801" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span style="font-size: 15px; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: inherit; font-family: inherit;"><br></span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-c0caa7a1-5629-4b1f-a5eb-180e1c801801" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span style="font-size: 15px; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: inherit; font-family: inherit;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMjA5/MDAxNjIxMzE4MTA1Njc5.V7MQNby-AoY9wr0axn0GK25q7DOOjHFBwudPOWBpsr4g.79FuNJ8SH4VI5vWzIg_EOORxWq8Aa8gkbSU9ejhtK7kg.JPEG.kari2003/%EC%A0%9C%EB%AA%A9%EC%9D%84_%EC%9E%85%EB%A0%A5%ED%95%B4%EC%A3%BC%EC%84%B8%EC%9A%94.-002.jpg?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> 업무중 교통사고가 발생했을 경우 우선 산재처리를 통해 요양급여(치료비), 휴업급여, 장해급부금을 받은후 초과손해가 있다면 자동차보험에서 나머지 손해액을 받아야 합니다.</span></p></div></div></div></div><div class="se-component se-horizontalLine se-l-line1" id="SE-39699db4-898e-4a72-9986-5c4ac09b0e27" style="margin: 30px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 12px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(138, 131, 126); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-horizontalLine se-l-line1 se-section-align-" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-" id="SE-ff67be3a-4fef-4eff-b343-e3da19ffc6ec" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span style="font-size: 15px; font-style: inherit; font-weight: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit;">대부분 사고가 발생했을 경우 산재처리를 생략후 자동차보험처리만 하고 있습니다. 물론 보상 및 배상금을 받는데 있어서 문제는 없지만 다음과 같은 경우가 발생을 했을 경우 피해자에게 손해가 있을수 있습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-2533f325-7c14-4b3d-9d98-7075e7e70b1d" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-691924d0-6439-4d45-a703-d03a686ad9e4" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-ef1a92e6-a0f8-4f28-86e8-0e6052d3d364" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;"><br></b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-ef1a92e6-a0f8-4f28-86e8-0e6052d3d364" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-7c419bbe-b2d7-4c3d-99bb-7df70140a4e8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">"첫째, 과실이 있는 경우"</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-511305b0-06c7-4fc6-b33d-f7f1f7bb63b4" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-aab23***-****-****-b568-6ed7186da43c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-c41fade4-5854-490d-a1c8-2923774b5e54" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-fc9856fd-24ac-47f3-9f21-5edf6e075035" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">손해배상책임은 과실책임주의로 내과실이 있다면 배상금을 내과실 부분 만큼 공제하고 받을수 있습니다. 그러나 산재는 무과실 책임주의로 내과실 여부와 상관없이 100% 지급받을수 있습니다. 따라서 과실이 많아 자동차보험에서 받을것이 별로 없다면 산재처리를 하는 것이 피해자에게 유리합니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-88daadce-4438-44dc-a015-0363661da56a" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-886b45fe-3188-493b-aa8e-e75fa7c1cd77" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-2b4d922f-c05d-4099-bab6-1839a3367d11" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-c7901fdd-dee8-41a0-9e62-a0c9d567d8bd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-a7fb1642-9ccb-43ba-b715-c2062f2ba09f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-13334d8c-ced3-40cb-99ff-2bc698e2dcfb" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">※ 과실책임주의</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-5f4daf02-4aa4-48a2-bd47-0f3bb303536f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-b25aa176-18b8-4ac5-b1ff-324f304793c6" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-51581266-0b03-483d-a8f2-ec6d832593de" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-e7ca5497-6de6-4896-8f98-c2831ffb5b28" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">고의 또는 과실로 인한 가해행위에 대해서만 손해배상 책임을 지게 하는 주의</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-45bf1035-9d8a-4ef7-a9da-077b7fb7a717" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-0e0c4ac5-7a40-408d-b012-3717c3b0cf23" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">→ </span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-ec3667d1-2d48-4b6b-b63d-9d5422c8b31a" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-b834f456-63e5-4a89-9efc-7d463c748b0a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">본인 과실이 있다면 과실을 공제가 하고 보상 및 배상</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-3e9499b5-3d65-488e-9786-3aa40d0676d6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-9672fb77-4efc-4e82-a317-6db1016fa97c" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-6f2b6cb7-22fd-4577-a9df-4e239d402702" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-ff09dcff-5768-4817-8f14-1bfe1b5ce63b" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-a534bac1-47bd-448d-b17a-1dba528a52b8" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-708469de-60b4-4b09-aee2-c851fe3bf849" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">※ 무과실책임주의</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-ffed2429-4593-49e0-a135-7119d4b219ab" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-080402d0-4bbd-4920-8a66-db8bfa33e518" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-748f9c10-2b15-4922-8fe1-aa5171b098d5" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-acd9c90f-73e6-4d99-be20-0da5a920b4f2" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">고의 또는 과실이 없는 경우에도 그 배상책임을 진다는 주의</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-10c914ab-2b54-4f0e-a210-862fe70a5bed" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-f7197bc3-7252-4a3e-af6a-62290a3f04c3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">→ </span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-d1fab5e3-e5ba-480d-a320-a0e67ae8355c" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-dcda502b-6ecb-4940-a908-effec735dfef" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">본인 과실이 있더라고 과실을 공제하지 않고 보상 및 배상</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-b86bef8c-89b9-477d-be0e-1812a9ed0797" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-53d9c492-4a45-4f42-aeb6-b0fd556d1a64" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-be875c01-e3c8-4e75-9a03-f028a8667542" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-ff7b587f-264e-472e-a70a-8cc4b0cebe73" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-71cde42d-9068-4cea-96f6-5f4dc33af433" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-b322cdb9-e36b-4181-b8ad-0bdd8c588a6a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-a354c22c-c27c-49bc-b2d5-2ea0ca2626d6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;"><br></b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-a354c22c-c27c-49bc-b2d5-2ea0ca2626d6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-055b69c1-1d71-479f-94ab-d2d78be31bd1" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">"둘째, 치료"</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-ca44792e-09cd-47e6-a488-ffd4c93d7e36" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-6e53cdaf-fa0c-4892-85a4-d8621e3124a6" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-a23d8ab0-95fe-43cc-9051-8b544d592563" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-0073a738-ce6e-4460-b981-cb9f7d15c3cd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">자동차보험 합의의 전제조건은 지불보증(치료비용)을 더이상 지급하지 않겠다는 전제하에 합의가 이루어집니다. 즉, 합의를 할 경우 향후 발생할수 있는 치료비에 대해서는 더이상 지급하지 않겠다는 것입니다. 그러나 산재는 사고 당시에 발생한 후유증으로 치료가 더 필요하한 경우 재요양 신청을 통하여 치료를 받을 수 있습니다. 다만 사고와의 상당인과관계가 있는 상병명에 대해서만 재요양 신청이 가능합니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-12d56434-d0aa-4fdc-a3a2-b77e53663ebc" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-ab4b0055-dea6-47fa-8d3d-c19adb31d95a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-822ba312-7332-494f-8c20-c52c17b73f5f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;"><br></b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-822ba312-7332-494f-8c20-c52c17b73f5f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-41463c7e-1f30-486b-aec8-88e962d4dd06" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;"> ※ 상당인과관계</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-22338f0c-29df-4e99-98b1-e96220e9cfa9" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs- se-ff- " id="SE-7660f019-ef6d-4bf9-846e-e2a4acb17e0f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-903b818c-7539-4ef5-b424-2a3149b384dd" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-509611d0-3b7b-4bc2-a15c-8cbb17935caf" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">어떤 원인이 있으면 그러한 결과가 발생하리라고 보통 인정되는 관계</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-b221ef1b-73f0-4a01-9b2c-ed084e78d1e1" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-15caaea9-fefc-4161-bff9-f9579b16f429" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-11ca24c8-17a8-4934-be62-bb291d5317f3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">따라서, 교통사고가 업무중 발생을 했다면 산재처리를 먼저 하고 추 후 초과손해에 대해서는 자동차보험 처리를 하는 것이 가장 좋은 방법입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><strong><br></strong></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 14pt; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><strong><br></strong></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 14pt; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><strong><br></strong></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 14pt; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><strong>"손해사정실사례"</strong></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 14pt; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><strong><br></strong></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMTIw/MDAxNjIxMzE4MTgyNjMz.ZC6hNwjxvwotIFWKbPK9BDzRXESv-cEtLRQWqyDi5gsg.WdeMuIELzYsVcGtJ3j9ynN58vWQ1s8x3xwKSht-YH_og.PNG.kari2003/%EC%B4%88%EC%A7%84%EC%B0%A8%ED%8A%B8.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfOTYg/MDAxNjIxMzE4MTkxNDcw.MJ0Gx_YH_brgdtyGNOgUrTsdpr-9ITcu4hbbZ-IC9Pkg.9dYEB2YZL-t_mSLwghqFe9TS0D_JrZvP7rXrcR1VH9kg.PNG.kari2003/%EA%B5%90%EC%82%AC%EC%9B%90.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMTg4/MDAxNjIxMzE4MjA5MTk1.akKi1J5HnBVHLLIjrLBV7LkKs4lrjEZZi7rVeyhorD4g.VyYIWoaIsr76jWFutdCb385xkyBfkWUFIH1M14LQVXgg.PNG.kari2003/%EB%B0%95%EC%94%A8%EC%A7%84%EB%8B%A8%EC%84%9C.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMjAg/MDAxNjIxMzE4MjI2NjYy.-jTwPsX58zK03jcF6WFacUTuQVXeq_YHs0TbiW1KuWog.TH2PbKhrs5TDneRAlQsEBVAcA06hSzjzO5hde_OsKU0g.PNG.kari2003/%EC%88%98%EC%88%A0%EA%B8%B0%EB%A1%9D1.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-dcf962ba-11cf-4492-ba64-0e97e7dec169" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-b177fe6a-646c-463f-a122-0c0c30d3ddd4" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">피해자 박씨는 야적장 정리를 위해 운전자 옆자리에 앉아 차를 타고 같이 이동하는 중 운전자의 운행 실수로 전복되는 사고가 발생했습니다. </span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-2e409b05-8e87-4b43-8775-685bf6ee46a7" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-6eeb4b97-671b-41bd-a590-1b49af3e410b" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-5020a5a7-0b03-4557-8ec7-100598fb2883" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">동사고로 피해자 박씨는 우측 대퇴골 개방성 골절, 우측 대퇴 및 하퇴부 탈장갑 손상, 좌측 경골 고평부 골절, 우측 대퇴부 연조직장애의 손상으로 2년간 대학병원 및 재활병원에서 치료를 받았습니다. <img src="https://postfiles.pstatic.net/MjAyMTA1MThfNzkg/MDAxNjIxMzE4MjQyNDIy.Vhz9PP-AZM1AyXjHW69dHp3u5dvLFKlbYa5-ukSgWhog.YGq84zmddVrSH6RP_wQrXkdEFSQc_D8VpgCF3-8kvb4g.PNG.kari2003/%EB%B0%95%EC%94%A8%EB%B3%B4%ED%97%98%EA%B8%89%EC%97%AC%EC%A7%80%EA%B8%89%ED%99%95%EC%9D%B8%EC%9B%90.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-resize e-imginline"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMjY4/MDAxNjIxMzE4MjQ1Njky.VGJANxy-VHd60fxdSXZjmhVoLehaMYC_kfOfNWLvpQMg.dmnU0y94HkTF5Xjpkuo9GnnNE88eokODLAUlfgk9nQMg.PNG.kari2003/%EB%B3%B4%ED%97%98%EA%B8%89%EC%97%AC%EC%A7%80%EA%B8%89%ED%99%95%EC%9D%B8%EC%9B%901.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <span style="color: rgb(138, 131, 126); font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; font-size: 15px; font-style: normal; font-weight: 400; text-align: left; text-indent: 0px; white-space: pre-wrap; background-color: rgb(255, 255, 255); display: inline !important; float: none;">다행히 골절된 부위의 뼈가 잘붙어 움직이는 동작에 있어서는 정상인과 다르지 않았으나 대퇴부 및 슬관절(무릎)부의에 심한 흉터가 남았습니다.</span></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-722c81c0-7921-43f2-9cbf-90d11bccc1d0" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-8202399f-dec1-4aea-9332-b05b499fae4f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">산재에서는 최종 14급 10호 국부에 신경증상이 남은 사람으로 최종장해 판정을 받았습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-c555271e-0f10-4253-b924-908aba79666c" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-fdf4a184-8b3e-4907-b770-da665817e769" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-9c5839ce-b5f8-48f4-9c04-d3d4d3e52565" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-d79b6553-6801-4d66-9a06-e30136bd71d3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">흉터에 대한 장해에 대해서는 양팔, 양다리에 흉터가 있어야지 가능한 상황이라 흉터가 발생한 부분에 대해서는 장해 인정을 못 받은 상황이었습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-5c874313-e6ce-4893-8758-5be03be4fd13" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-c75d3c60-67eb-495f-9fba-4e8142692417" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-01ec442f-08a7-481a-8a51-8a4794a5e85d" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-7ee1b080-f39e-4fb0-93d1-216af77fc19a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">산재에서 받지 못한 초과손해를 받기 위해 맥브라이드로 장해평가를 시행하였고 장해평가의 내용은 다음과 같습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p><div class="se-component se-text se-l-default" id="SE-93c474d4-5ba0-4b9a-9ff0-433e9172ed97" style="margin: 20px 0px 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 12px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; position: relative; color: rgb(138, 131, 126); text-align: left; text-indent: 0px; white-space: normal; background-color: rgb(255, 255, 255);"><div class="se-component-content" style="margin: 0px auto; padding: 0px 40px; border: 0px; font: inherit; vertical-align: baseline; max-width: 100%;"><div class="se-section se-section-text se-l-default" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><div class="se-module se-module-text" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-62d8ffd8-2378-43bf-a33c-2bc78e637082" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-0887bc5a-572a-4bf7-ae20-8a6148f53567" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMTYg/MDAxNjIxMzE4MjY1OTQx.PAkHSHgpcVpbCrot8Riu7gwqpgiMTVSoZaa8lT4FHXcg.3LC04nt-mU1QQPp8k_W587IBnnVbF_viM0qwvHmX3IAg.PNG.kari2003/%ED%9B%84%EC%9C%A0%EC%9E%A5%ED%95%B4%EC%A7%84%EB%8B%A8%EC%84%9C.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMjA5/MDAxNjIxMzE4MjY3ODUx.lfX32FhBOh83PzYQdstF5EhazvCd-GYt9rampVdvTCcg.1PJJ03201MvPbEZ0vp6pvmbSxb-sX5GIj_lNCJ4fOAog.PNG.kari2003/%ED%9B%84%EC%9C%A0%EC%9E%A5%ED%95%B4%EC%A7%84%EB%8B%A8%EC%84%9C1.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> ※ 국배법</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-fe5430cb-7b95-4b34-b762-bbfa66b61c3d" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-8208d65b-c5f0-4baa-aadd-44142d0be5f7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">​</b></span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-df213df0-2e75-474c-9882-3f175ea833ca" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs16 se-ff- " id="SE-9384619e-37c9-4cab-95b7-22c863de9abd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 16px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">" 다리의 노출면에 수장대 크기의 추흔이 남은 자"</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-df478ce3-39e2-46d8-920d-7847e0f211ee" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs16 se-ff- " id="SE-52702b4e-ec95-465e-bb66-b103f39cc21e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 16px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"> - 장해율 5% 영구장해 -</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-6f421ff5-adad-4742-8af5-96518bc28264" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs16 se-ff- " id="SE-17f4ace1-3443-4da5-9233-e66c2c1d90a2" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 16px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-center " id="SE-781f39c6-1310-47c9-94dd-14fe728f21f3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs-fs16 se-ff- " id="SE-01d86ae6-3066-42da-8aab-5b211105fc52" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 16px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-2565c811-cf0e-4878-ae77-f50e1a5d0da6" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs- se-ff- " id="SE-e7897db0-4ade-407a-906c-4026863c4639" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">위 사항을 근거로 자동차보험사에 피해자 박씨의 손해액에 대한 손해사정서를 다음과 같이 교부하였습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-2565c811-cf0e-4878-ae77-f50e1a5d0da6" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 0px; line-height: 1.8; font-family: inherit; vertical-align: baseline; white-space: pre-wrap; text-align: center;"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p></div></div></div></div><p style="text-align: center;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMTIy/MDAxNjIxMzE4NDMxNTQ2.q5avyCsiQZ0ZARuEt8GpxjZ4G4EarQ6TWrjXIY5v-SIg.-rxCE19dRLVgMaR8O9gQUS36Q3nxarUW07D0CNArousg.PNG.kari2003/%EB%B0%95%EC%94%A8%EC%86%90%ED%95%B4%EC%82%AC%EC%A0%95%EC%84%9C.png?type=w966" style="" width="350" height="350" class="e-rte-image e-imgcenter e-imginline"> <br class="Apple-interchange-newline"></p><p style="text-align: center;"><br></p><p class="se-text-paragraph se-text-paragraph-align-center" id="SE-4cde795e-8b46-4b04-93ca-ac7faccafe15" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-indent: 0px; background-color: rgb(255, 255, 255); text-align: center;"><span class="se-fs-fs19 se-ff- " id="SE-31d85cf8-b363-4b22-b375-68f9c3919cb1" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 19px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><b style="font-weight: 700; background-color: inherit; font-family: inherit;">"보험사와 분쟁"</b></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-2057a6e9-6d99-40b9-925d-7ed68c619c56" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-4a457790-fd7c-4a2c-8b4a-77d70a8e793f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-fcf123a1-da6a-4105-8286-e2ced382db6f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-0c199352-1967-4226-8e08-88fe2f8acf3b" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">1. 과실비율</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-8adaf2a7-b879-429f-9d8f-1d60ca8d7338" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-0b06dec3-8fc9-4dea-a5f5-89d5c54edd32" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">동승자감액에 대해서 피해자 또한 운행이익이 있으므로 호위동승감액 20%의 과실을 인정하였습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-1831f843-156d-47e4-90b0-58e4b1da2fc7" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-9a3981c0-3038-4634-a80a-eb2385f1b8ca" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-1b464aeb-c284-45bc-9772-c713069e140b" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-67a31cbd-365e-4da6-acd1-5e6f8123ffe5" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-dede5129-9e3c-444d-8582-1bfa78fd5733" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-ac88e00e-ddbf-4540-9308-967c014ccff8" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">2. 장해의 적정성</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cc06b2a6-f195-42f3-b758-6fb12e0b98f1" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-96147aa7-1e9c-43e5-bbf7-a6627728b039" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">흉터가 영구적으로 남는 것은 인정하였으나 해당부위가 노출부위인지에 대한 다툼이 있었으나 다행히 국배법상 다리의 노출부위의 수장대 크기의 추흔이 남은자 5% 영구장해를 인정받았습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-87d32de6-f5b8-4295-a6e2-824ea3e93618" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-ddbad38c-031d-4e45-a163-0a2a20514b6b" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-3c3c2dfd-ff89-4b08-acf1-c3ab36080ca9" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-f6041ee3-1d76-45ae-82de-68772c428c9a" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">따라서, 피해자 박씨는 산재에서 받지 못한 손해배상금 3천만원을 자동차보험으로부터 받게 도와드렸습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-3c3c2dfd-ff89-4b08-acf1-c3ab36080ca9" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"> <img src="https://postfiles.pstatic.net/MjAyMTA1MThfMTM3/MDAxNjIxMzI0MzQyOTk1.c2riIgtE9HiA1udFUMmksMIUF7yM55sqchlrXGN_9Ikg.ysMzbHspwgeABgYQMpT15CXL0GpQWYeV81gjLZ0tVe0g.PNG.kari2003/%EB%B0%95%EC%94%A8%ED%95%A9%EC%9D%98%EC%84%9C.png?type=w966" style="" class="e-rte-image e-imgcenter e-imginline"> <br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-3536354b-119d-4666-93d3-af5e9292715f" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-ed54b928-2217-4be1-b30f-6af021a4cc64" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">업무중 교통사고가발생을 하면 되도록 산재처리를 받는 것이 보상 및 배상을 받는데 있어 손해가 없습니다. 교통사고가 발생을 했다면 꼭 전문가와 상담후 합의를 진행하여 본인의 권리를 찾을수 있도록 해야 합니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-9b5bee20-f00c-4237-bd9d-2ba6919e1e63" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-f2313730-5369-4ad3-9f69-3ef9c7a44573" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-e47d834f-d771-43e2-9f27-9ed3d352d2d9" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-88b2833f-2b2f-409b-ac9c-07f741e0cad2" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">본인의 권리는 보험사가 알아서 찾아주지 않습니다. 보험금 청구의 입증책임은 당사자 즉, 피해자에게 있기 때문입니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-479bd764-440b-40d6-9c0d-fe3d8c034ecd" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " id="SE-074a00ae-cd04-43ea-86f2-c02af448d6f3" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">​</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-479bd764-440b-40d6-9c0d-fe3d8c034ecd" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;">자세한 내용은 아래주소를 url창을 클릭하여 이동하시면 자세히 나와있습니다.</span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-479bd764-440b-40d6-9c0d-fe3d8c034ecd" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><span><a classname="e-rte-anchor" href="https://blog.naver.com/kari2003/222356117830" title="https://blog.naver.com/kari2003/222356117830">https://blog.naver.com/kari2003/222356117830 </a></span><br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"> </span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-f5bf41e7-1f98-4a4b-aa5f-eb9f46bb6464" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p><p class="se-text-paragraph se-text-paragraph-align-" id="SE-cd57a39b-0b20-4786-9371-03f5b38f08f6" style="margin: 0px; padding: 0px; border: 0px; font-style: normal; font-weight: 400; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline; white-space: pre-wrap; color: rgb(138, 131, 126); text-align: center; text-indent: 0px; background-color: rgb(255, 255, 255);"><span class="se-fs- se-ff- " style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-weight: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, \\B098눔고딕, nanumgothic, sans-serif, Meiryo; vertical-align: baseline;"><br></span></p></div></div></div>

    #교통사고산재 #교통사고산재초과손해 #교통사고손해사정 #교통사고전문가 #교통사고합의금 #산재초과손해

상해·사망·후유장해 /질병·암진단비 /의료과실·배상책임
최원현 손해사정사
12년 손해사정경력, 당신의 권리를 찾아드리겠습니다.

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